[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.bsbv.cz\/ne-vzdy-se-dari\/#Article","mainEntityOfPage":"https:\/\/www.bsbv.cz\/ne-vzdy-se-dari\/","headline":"Ne v\u017edy se da\u0159\u00ed","name":"Ne v\u017edy se da\u0159\u00ed","description":"Soukrom\u00ed podnikatel\u00e9 sice mohou slavit nesporn\u00e9 podnikatelsk\u00e9 \u00fasp\u011bchy a \u017e\u00edt<a href=\"https:\/\/www.bsbv.cz\/ne-vzdy-se-dari\/\" class=\"darkbiz-read-more\">Read More<i class=\"fa fa-long-arrow-right\" aria-hidden=\"true\"><\/i><\/a>","datePublished":"2020-11-16","dateModified":"2020-11-16","author":{"@type":"Person","@id":"https:\/\/www.bsbv.cz\/author\/#Person","name":"","url":"https:\/\/www.bsbv.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f7b3e8bb7f7cc0c6ca940e74a10b952be4c7d81de8a980387c865f88889f02e3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f7b3e8bb7f7cc0c6ca940e74a10b952be4c7d81de8a980387c865f88889f02e3?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"bsbv.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.bsbv.cz\/wp-content\/uploads\/art391883_3x2_20260820_045305_56RNDO.jpg","url":"https:\/\/www.bsbv.cz\/wp-content\/uploads\/art391883_3x2_20260820_045305_56RNDO.jpg","height":0,"width":0},"url":"https:\/\/www.bsbv.cz\/ne-vzdy-se-dari\/","about":["Finance"],"wordCount":440,"articleBody":"        Soukrom\u00ed podnikatel\u00e9 sice mohou slavit nesporn\u00e9 podnikatelsk\u00e9 \u00fasp\u011bchy a \u017e\u00edt si d\u00edky t\u011bmto skv\u011ble, ale tak\u00e9 se n\u011bkdy mohou pot\u00fdkat s nep\u0159\u00edjemn\u00fdmi probl\u00e9my, je\u017e t\u0159eba sami ani nezavinili. A to proto, \u017ee ne v\u0161e v podnik\u00e1n\u00ed z\u00e1vis\u00ed jenom na podnikatel\u00edch samotn\u00fdch. Svoji roli tu sehr\u00e1vaj\u00ed i jejich odb\u011bratel\u00e9, i dodavatel\u00e9, ba i vysoc\u00ed politici a jejich rozhodnut\u00ed. A to v\u0161e m\u016f\u017ee zavinit, \u017ee se podnikatel dostane do nesn\u00e1z\u00ed klidn\u011b i tehdy, kdy\u017e d\u011bl\u00e1 v\u0161e pro to, aby se v\u0161em komplikac\u00edm vyhnul. A kdy\u017e je to u\u017e neudr\u017eiteln\u00e9, je nejednou t\u00edm posledn\u00edm v\u00fdchodiskem z probl\u00e9m\u016f p\u016fj\u010dka. Jenom ta nejednou sk\u00fdt\u00e1 nad\u011bji na to, \u017ee se p\u0159ekonaj\u00ed t\u011b\u017ek\u00e9 doby a zase se za\u010dne bl\u00fdskat na lep\u0161\u00ed \u010dasy. Jen\u017ee aby p\u016fj\u010dka pomohla, mus\u00ed se tato nejprve z\u00edskat. A to co nejv\u00fdhodn\u011bji, co nejrychleji a nejjist\u011bji. Jakmile se toti\u017e situace zkomplikuje, ned\u00e1 se nejednou s n\u00e1pravou pot\u00ed\u017e\u00ed dlouho \u010dekat, mus\u00ed se zjednat n\u00e1prava d\u0159\u00edve, ne\u017e je pozd\u011b. A proto mnoz\u00ed ze soukromn\u00edk\u016f s\u00e1zej\u00ed na hypot\u00e9ky bez registru F\u00e9rov\u00e1 hypot\u00e9ka. Tyto nebankovn\u00ed p\u016fj\u010dky se toti\u017e na rozd\u00edl od v\u011bt\u0161iny jin\u00fdch podobn\u00fdch finan\u010dn\u00edch produkt\u016f nab\u00edzej\u00ed dostate\u010dn\u011b rychle, pohodln\u011b a za v\u00fdhodn\u00fdch flexibiln\u011b nastaviteln\u00fdch podm\u00ednek. A co je tu nem\u00e9n\u011b d\u016fle\u017eit\u00e9, dos\u00e1hnou na n\u011b i ti z podnikatel\u016f, jim\u017e by v\u0161ude jinde p\u016fj\u010dit odm\u00edtli. Tady se toti\u017e jak zn\u00e1mo d\u00e1v\u00e1 za p\u016fj\u010den\u00e9 finan\u010dn\u00ed prost\u0159edky do z\u00e1stavy nemovitost, je\u017e je z\u00e1rukou \u0159\u00e1dn\u00e9ho vr\u00e1cen\u00ed v\u0161ech p\u016fj\u010den\u00fdch pen\u011bz i s \u00faroky. D\u00edky takov\u00e9 z\u00e1ruce m\u00e1 poskytovatel zm\u00edn\u011bn\u00e9 p\u016fj\u010dky jistotu, \u017ee o sv\u00e9 jm\u011bn\u00ed nep\u0159ijde, a proto se tu velice \u010dasto toleruje i to, co by z nedokonal\u00fdch \u017eadatel\u016f d\u011blalo jinde nezaj\u00edmav\u00e9 partnery, jim\u017e se nevyhov\u00ed. Zat\u00edmco by v bance vadily z\u00e1znamy v registrech dlu\u017en\u00edk\u016f, skoup\u00e9 p\u0159\u00edjmy, nevaln\u00e1 da\u0148ov\u00e1 p\u0159izn\u00e1n\u00ed a podobn\u00e9 nedostatky, tady n\u011bco takov\u00e9ho vesm\u011bs nen\u00ed nep\u0159ekonatelnou p\u0159ek\u00e1\u017ekou.  A tak pr\u00e1v\u011b zde podnikatel\u00e9 svoji vytou\u017eenou p\u016fj\u010dku dostanou. A kdy\u017e s jej\u00ed pomoc\u00ed zaplat\u00ed v\u0161e, co je k podnik\u00e1n\u00ed t\u0159eba, za\u010dne zase sv\u00edtat na lep\u0161\u00ed \u010dasy.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Ne v\u017edy se da\u0159\u00ed","item":"https:\/\/www.bsbv.cz\/ne-vzdy-se-dari\/#breadcrumbitem"}]}]